Being served foreclosure papers is every homeowner’s nightmare. No one is safe from it, no matter how good your job is or how much money you have. Circumstances beyond your control could put your mortgage in the red, leaving you feeling frantic and helpless.
The good news is, you don’t have to deal with this complicated legal issue all by yourself. Using the following tips, you can build a strong Foreclosure defense to save your home and set you on the right track once again.
Hiring a Foreclosure Defense Attorney
The first thing to do after receiving your papers is find a reputable foreclosure defense attorney. Many people think they can defend themselves in a situation like this, but it is never a good idea to go it alone. Foreclosure laws are complicated, and saving your home is something best left to someone who specializes in such laws. Keep the following tips in mind as you search for a foreclosure lawyer.
- Is the attorney licensed in your state? This is important since an attorney is not legally able to help you fight foreclosure if he is not licensed in your state. Be sure to find out because some less-than-honest foreclosure rescue companies offer their services all over the country, even though their lawyers are not licensed to practice in every state.
- What is the attorney’s experience in foreclosure defense? As stated earlier, the foreclosure process is a complex one, so hiring an attorney who has plenty of experience litigating in such cases is important. Don’t be afraid to ask about his success rate in his previous foreclosure cases.
- What are his recommendations in your case? The attorney you hire should listen to every detail of your case and be able to recommend a course of action. You have options when you face foreclosure, which include fighting the foreclosure, getting a loan modification or even filing bankruptcy. A good foreclosure defense attorney evaluates your situation and offers the best advice.
- How much will it cost you? Hiring a good attorney can be costly. Most attorneys charge their clients in a couple of different ways: hourly or flat rate. Not all fees include all services, so be sure to ask about the services the attorney is willing to provide with his fee. Find out about payment options as well before committing.
If you are in the South Florida area, and you are in need of a foreclosure defense attorney, please contact us to begin discussing your case.
