“Our office has significant experience and
representing homeowners and consumers since
– When your home is damaged, the variety and intensity of emotions can be overwhelming. People respond differently to the stress of major damage to their homes, but one thing is certain: It’s never pleasant. Unfortunately, difficult or dishonest handling of your claims by the insurance company will only add to this stress. For insurance companies, your claim is simply one of the thousands. Drafting a check for a homeowner is a potential expense that they wish to minimize or avoid. While many homeowners have the strength and desire to fight for a fair settlement, the fact is that the insurance company has more information and resources. It can often feel like a losing battle. Insurance companies in Florida use a number of different tactics to deny and delay payment. We have substantial experience litigating and handling property damage claims against many Florida insurance companies. Give us a call today for your free
How Much Can Jonathan Kline, P.A. Get You?
If you are like most consumers, you may be operating under the idea that an insurance company is there to help you in your time of need. In fact, what you are likely to find is that your insurance company may engage in a variety of tactics designed to prevent you from obtaining the compensation to which you are entitled. Insurance companies are in business to make money. As a result, these mammoth corporations will do anything possible to increase their profits. As part of that grand scheme, insurance companies are notorious for engaging in practices designed to limit significantly the amount of money paid out in claims to people with losses, like you. You must understand your essential legal rights when it comes to pursuing an insurance claim. You must be able to fully assert these vital legal rights. The best course to take to fully understand and assert your all-important legal rights is to engage the services of a skilled, tenacious, experienced Florida insurance claim lawyer.
PROTECT YOUR RIGHTSAs a consumer the purpose of insurance is to pay a premium, which is a given loss of funds (a known loss) in exchange for the protection of an unknown loss. Your insurance policy is a contract between you and your insurance company that has terms and conditions in which the insurance company should pay your unknown loss or a claim under the policy. Your insurance policy also has exclusions. Exclusions are specified items and circumstances which the insurance company is not required to pay.
You may have more exclusions under the policy than covered items.
The covered items or instances which provide coverage to you are called covered perils. They are listed under your policy. Your policy could be anywhere from 60 to 100 pages of covered perils and exclusions.
The Law Offices of Jonathan Kline P.A. has the resources and experience it takes to assist you for your insurance claim on your behalf.
Unfortunately, accidents do happen and, if this is the case, you are certainly not alone. If you have been injured and think you have a good reason to seek compensation, do not hesitate to contact Jonathan Kline, P.A.
In your policy you have specific duties after a loss. These are called contractual conditions precedent.
Now pretend you are the insurance company. Your goal or corporate structure is designed to make money. An insurance company is a business just like a gas station or grocery store a hardware store Publix, Home Depot, CVS, and Office Depot all are examples of businesses that are in business to make money nobody is in business to lose money. Nobody’s in business to lose money. So, the insurance company well most likely categorize certain items under a given claim as an exclusion or will try to repair an item when it is proper to fully replace damaged property. Those exclusions and failure to replace damaged property could add up to 10s of thousands of dollars. In a widespread disaster such as this hurricane, it means billions of dollars. Many homeowners will not hire an attorney because they simply don’t know they feel well the insurance company paid me and the other items which are not there or haven’t or which I haven’t been paid for are insignificant however they could be walking away from 10s of thousands of dollars.
Over the course of ten years of premiums, it’s a lot of money. Over 30 years, for the average homeowner at today’s rates it can be over $250,000.
At my office, we may be able to help you collect the proper amount of money for your covered loss under your policy.
The Law Offices of Jonathan Kline P.A. is always ready to help. Give us a call or send us an email today to schedule a free case consultation and we can go over your case in depth. We are committed to ensuring the best representation for your insurance claim to get the full compensation you deserve.
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JONATHAN KLINE P.A. PRACTICE AREAS
Creditor harassment? Wage garnishments? Let us address these concerns and develop a strategy for you.
Real Estate Closings
We will make sure you know what you are getting from your real estate closing and your title is protected.
Developer Deposit Claims
When a contractor fails to deliver, an experienced lawyer can help you take action to get your money back.
Mortgage Foreclosure Defense
We represent borrowers and homeowners defending them in their mortgage foreclosure proceedings.
We examine your situation and your insurance policy thoroughly in order to determine the course of action.
We help people just like you to receive the maximum compensation they are entitled to.
If you owe more money than your house is worth, a short sale my benefit both you and the bank.
You want a lawyer who will protect your best interests and make sure no one takes advantage of you.