“Our office has significant experience and
representing homeowners and consumers since
1994”

– When your home is damaged, the variety and intensity of emotions can be overwhelming. People respond differently to the stress of major damage to their homes, but one thing is certain: It’s never pleasant. Unfortunately, difficult or dishonest handling of your claims by the insurance company will only add to this stress. For insurance companies, your claim is simply one of the thousands. Drafting a check for a homeowner is a potential expense that they wish to minimize or avoid. While many homeowners have the strength and desire to fight for a fair settlement, the fact is that the insurance company has more information and resources. It can often feel like a losing battle. Insurance companies in Florida use a number of different tactics to deny and delay payment. We have substantial experience litigating and handling property damage claims against many Florida insurance companies. Give us a call today for your free
consultation.

PROTECT YOUR RIGHTS

You may have more exclusions under the policy than covered items.

The covered items or instances which provide coverage to you are called covered perils. They are listed under your policy. Your policy could be anywhere from 60 to 100 pages of covered perils and exclusions.

The Law Offices of Jonathan Kline P.A. has the resources and experience it takes to assist you for your insurance claim on your behalf.

Unfortunately, accidents do happen and, if this is the case, you are certainly not alone. If you have been injured and think you have a good reason to seek compensation, do not hesitate to contact Jonathan Kline, P.A.

In your policy you have specific duties after a loss. These are called contractual conditions precedent.

Now pretend you are the insurance company. Your goal or corporate structure is designed to make money. An insurance company is a business just like a gas station or grocery store a hardware store Publix, Home Depot, CVS, and Office Depot all are examples of businesses that are in business to make money nobody is in business to lose money. Nobody’s in business to lose money. So, the insurance company well most likely categorize certain items under a given claim as an exclusion or will try to repair an item when it is proper to fully replace damaged property. Those exclusions and failure to replace damaged property could add up to 10s of thousands of dollars. In a widespread disaster such as this hurricane, it means billions of dollars. Many homeowners will not hire an attorney because they simply don’t know they feel well the insurance company paid me and the other items which are not there or haven’t or which I haven’t been paid for are insignificant however they could be walking away from 10s of thousands of dollars.

Over the course of ten years of premiums, it’s a lot of money. Over 30 years, for the average homeowner at today’s rates it can be over $250,000.

At my office, we may be able to help you collect the proper amount of money for your covered loss under your policy.

The Law Offices of Jonathan Kline P.A. is always ready to help. Give us a call or send us an email today to schedule a free case consultation and we can go over your case in depth. We are committed to ensuring the best representation for your insurance claim to get the full compensation you deserve.

Call us Today!