“DON’T RISK LOSING YOUR HOME – LET US FORMULATE A SUCCESSFUL FORECLOSURE DEFENSE STRATEGY TO SAVE YOUR HOME!”
Foreclosure Lawyer Miami FL that creates solutions for saving your home and defending your rights from the greedy banks and lending institutions. We strive to forge a foreclosure defense that will be the most beneficial to you financially. In many cases, sometimes a foreclosures is not your only choice when it comes to experiencing difficulties with maintaining your mortgage. We know that the frustrations will mount daily without some type of relief or extension. Gain an advantage against the banks by using a professional real estate foreclosure specialist.
Get help today with any type of foreclosure issues related to your home, property and even business. The Law Offices of Jonathan Kline P.A., foreclosure lawyers will be your advocate during the complex navigation of Florida real estate laws. Florida foreclosure laws are notoriously intricate but with knowledgeable counsel you can pursue legal opportunities that will get you back on a level playing field with banks and lending institutions. Your best legal options are an aggressive foreclosure defense, loan modification, short sale negotiations, deed in lieu of foreclosure. Our main goal is to get you the best possible path moving forward that incorporates significant financial and legal protections.
Loan Modification Representation And Short Sale Negotiations
The two most common solutions for saving your residential real estate investment are a loan modification and a short sale. Avoiding the foreclosure of your home with a loan modification (similar to a mortgage refinance) is a program that permits you to still live in your residence while you work out and agreement with the bank. If you get approved for a loan modification you get more feasible payments that are affordable. This new payment strategy is created to keep you from defaulting on your loan again while still meeting your other financial obligations.If you decide to pursue a short sale of your home the lender must agree to accept a payoff of the mortgage for less than the actual amount that is owed on the home or property. With the proper legal persuasion the banks can be open to this because they avoid paying hefty fees themselves related to the foreclosure. An actual win – win legal option for both sides as your credit will not be harmed from a foreclosure.
Call today to find out how we can safeguard your home.
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Deed In Lieu Of Foreclosure
If the banks decide not to modify your mortgage or accept a short sale of your home, you also have legal option to negotiate favorable terms for a deed in lieu of foreclosure with your bank or lending institution. This choice allows you to avoid the foreclosure by deeding your property or home back to the lending institution. During this type of legal exchange, the holder of the mortgage discharges your financial commitment and sometimes even pays you to move out and in some negotiations they will rent or lease the property back to you.Foreclosure Lawyer Miami FL
If every opportunity explored is not best suited for you then we can suggest other legal alternatives. The Law Offices of Jonathan Kline P.A., will be your advocate during the challenging foreclosure protecting your interest while minimizing the problematic impact to your financial resources. With these other options there is still significant legal work ahead to ensure that your legal rights and financial future are sheltered.
When all alternatives to foreclosure have been eliminated, our attorneys will be there to guide you through the difficult process of foreclosure. As your advocate, our goal is to protect your interests and minimize the negative impact on your financial resources. You still have options, and there is significant work ahead to ensure your legal rights and financial future are safeguarded.
- Aggressively Defend your Foreclosure action
- Reduce the principal balance of your loan
- Renegotiate your interest rate
- Refinance your commercial or residential property at a fair rate
- Sell your commercial or residential property for a fair price through the Short Sale process
- Negotiate a work-out with the Lender through a Loan Modification
Please call us at 954-888-4646 or contact us via the form ASAP to discuss your legal case. Our team is solution oriented and proudly serves clients throughout South Florida from our Weston office including Southwest Florida. Experienced legal advice on your side will help you gain a big leg up.
Don’t face a foreclosure without legal representation. We are here to help.
Florida Mortgage Foreclosure Timeline
Here is a best case scenario timeline of the mortgage foreclosure proceedings for lenders, banks, and financial institutions in Florida:
Judicial Foreclosure Days | Days for Each Step | Total Days |
File Received | 1 | 1 |
Receive Title Work | 4 | 5 |
Examine Title Work | 2 | 7 |
Complaint Filed | 3 | 10 |
Service of Process Completed on All Defendants | 25 | 35 |
Send Client Affidavit of Amount Due | 5 | 40 |
Receive Affidavit of Amount Due | 15 | 55 |
File Motion for Judgment | 10 | 65 |
Judgment Entered and Sale Set at Hearing | 35 | 100 |
Advertising Complete | 28 | 128 |
Receive Bid from Client | 2 | 130 |
Sale Held | 5 | 135 |
Certificate of Title Issued | 15 | 150 |
This timeline is optimum and assumes no delays. It is based upon an uncontested foreclosure action that is referred with all necessary documents and with all necessary assignments previously recorded.
Contact Us for Foreclosure Help in South Florida
No borrower or homeowner should endure foreclosure proceedings without the assistance of an experienced real estate lawyer. At the law offices of Jonathan Kline, P.A., we will help you through the process and respond as quickly as possible. Serving borrowers and homeowners throughout Florida, we are open during weekly business hours. Contact us today for more information about our mortgage foreclosure defense work.
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JONATHAN KLINE P.A. PRACTICE AREAS
Bankruptcy
Creditor harassment? Wage garnishments? Let us address these concerns and develop a strategy for you.
Real Estate Closings
We will make sure you know what you are getting from your real estate closing and your title is protected.
Developer Deposit Claims
When a contractor fails to deliver, an experienced lawyer can help you take action to get your money back.
Mortgage Foreclosure Defense
We represent borrowers and homeowners defending them in their mortgage foreclosure proceedings.
Insurance Claims
We examine your situation and your insurance policy thoroughly in order to determine the course of action.
Personal Injury
We help people just like you to receive the maximum compensation they are entitled to.
Short Sales
If you owe more money than your house is worth, a short sale my benefit both you and the bank.
General Litigation
You want a lawyer who will protect your best interests and make sure no one takes advantage of you.