The foreclosure process can by complicated and confusing. According to David Gongora, if you’re in need of foreclosure defense services, before you can plan your foreclosure defense, it’s important to understand what the foreclosure process in Florida looks like. Here’s a guide to the foreclosure process in Florida: Missed Payments: You usually have a ten…
The mortgage meltdown of 2008 left many homeowners owing more than the value of their home, and in many cases the homeowners were unable to make their mortgage payments as interest rates increased. Unfortunately, the effects of the meltdown continue to hurt Florida homeowners and their ability to pay their mortgages. Although Palm Beach and…
You are facing foreclosure and aren’t sure what to do. It’s a scary and stressful time, and you may not have a choice but to let the bank foreclose on your home. However, you do have choices, as there are foreclosure defense services available who can help you save your home. You may want to…
My name is Jonathan Kline and I focus my practice primarily on foreclosure defense. If you have been sued by a lender for foreclosure or a deficiency amount call me at 954-888-4646 for a free consultation on how we may be able to help you. There are a number of defenses that we may use…
If you’re in need of foreclosure defense services, there’s a good chance you’re underwater on your mortgage. If you’re facing foreclosure, a short sale is likely a preferable option. According to the Palm Beach Post, Florida has many unique laws that make short sales a particularly beneficial option for homeowners. In a short sale, the…
If you are finding it more and more difficult to pay your mortgage, you probably already realize that foreclosure is looming. This is a stressful situation and you certainly don’t want to lose your home, but your financial situation may give you no other choice. However, there are some things you can do to prevent…
Florida home foreclosures hit record levels due to the mortgage meltdown of 2008. As interest rates rose and home values fell, homeowners with adjustable-rate mortgages saw their monthly payment skyrocket. Many homeowners could not afford the new monthly payments and defaulted on their mortgages. Since home prices will never reach the level achieved prior to…
Married couples usually take out mortgages jointly when they purchase a home together. If the couple decides to divorce, the issue of what happens to the home gets complicated and messy. As a result, the couple may face a foreclosure. If you’re going through a divorce, there are options you have that allow you to…
It can happen to the best of us: we fall behind on our mortgage payments due to a job loss or unexpected illness, and the bank starts foreclosure proceedings. Certainly, this is frustrating and scary, but there are options available when you’re facing home foreclosure. One such option is the short sale process. Short Sale A short…
If your home has recently been sold in a foreclosure sales but you still owe money to your mortgage lender, this is called a deficiency judgement. Under Florida law, you are still required to pay your full mortgage amount. According to NOLO in a foreclosure sale, it is not uncommon for the debt the borrower…
